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NEW FLEXIBLE INTEREST FREE STAGED PAYMENTS AND PREMIUM PREPAYMENT PLAN
MODERNISING LIFE PLANNING Accessibility for all through breaking down barriers
Tipi Wills & Planning

Tel: 01727807169
"An Englishman's home is his castle" Edward Coke 1604 Whether its a tipi or a castle it's your home

Isle of Wight, Hampshire & Southern Counties
Take fear out of planning with professional, caring and quality guidance

For Connected Comprehensive Inheritance, Healthcare & Life Planning
Wholelife Planning from a team of experts offering complete solutions
Good Healthcare Planning supports good Estate Planning and can mitigate inheritance tax and income tax. It is a good partnership as one supports the other.
​SERVICES THAT SUIT MODERN LIVES FULL 100% VIRTUAL OFFICE
Keeping on living our lives to the full
NO COMPROMISE ON QUALITY AT COMPETIVE PRICING
Key Essential Services
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Post Death Life Support Service
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Soon : Fifth Dimension Life Support Package
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Implement a Will and / or Attorney
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Resolution Services : Mediation and Empowered To Talk
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Preparations for Hospital
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Review & implement funding for care, short term or long term
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Place a carer
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Use of Trusts
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Care Home Fees
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Local Authority & Deprivation of Assets
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Protection of assets and people
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Pension Review
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Inheritance Tax
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Tax Review
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Mortgage & Protection
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Elder Care Consultancy
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Key Document Review
Expanded Core Planning
Services
1. Wholelife Planning - Wills, trusts, inheritance, tax, funding & investment, protect property & people, Attorneys, life care, life changes, illness, diagnosis, accident
2. Multigenerational & Blended Family
3. Life Care Planning
4. Serious & Terminal Illness
5. Right to Die at Home
(End of Life Care Planning)
6. NEW Post Death Life Support
7. Under development :
"Fifth Dimension Life Support Pack"
(eg Dementia, parkinsons, alzheimers)
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LIVE YOUR BEST LIFE : PREPARE
Key Documents
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Up to date Will and Will Trusts
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Lasting Power of Attorney for Health
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Lasting Power of Attorney for Finance
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Advance Directive / Living Will
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Advance Care Plan centralising documents
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Business Power of Attorney
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Document of Decisions
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Letter of Wishes
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Supporting documents : evidencing consults, choices & decisions
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Legal Consultant & Independent Mediator
Contact me & start your seamless, connected planning journey
TIPI WILLS PICTORIAL SNAPSHOT
Protect You and your loved ones
Planning with Power
Overcome barriers of Cost, Time and Conflict
Not yet mobile phone adapted website
Our virtual office can be 100% online The beauty of using technology (eg email and Zoom) is the flexibility. Your location does not matter for appointments or documents. Finding time is much less of an issue. Costs and expenses are kept down too, yet its still great getting to know each other face to face. The choice is yours. Book your free consultation now
We are pleased to announce the formation of Isle of Wight Mediation to focus on a wide range of Resolution Services. Our name is changing to Tipi Wills & Planning. Its unique combination of services for planning and mediation combined remains
The content, concepts and planning services in these websites and used by this business are strictly the creation of and the property of Patricia Horwood trading as Tipi Wills & Planning & Isle of Wight Mediation
Life Support Service

Post death support
The Life Support Service can commence from the time you notify us of the loss of a loved one and engage our services. It can also be prebooked and include Living Funeral/Celebrations. We will work with you through the list of tasks that are before you. A lot of hours can be spent on these items so it is good value to book a package rather than hourly time. We combine professional experience with empathy and care to support you through a difficult time.
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There are three packages which can be booked seperately or combined :
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Tipi Wills & Planning is uniquely placed to be able to support and work with you. There can be much planning and organisation that follows the death of a loved one which at times can be overwhelming. It can be confusing to know what you need to do. We can help with a number of items and you can decide which you need help with from the following packs :

Post Death Life Support
£525
Life Support Pack One
📌Register a death
📌Obtain Death Certificates and support providing them as needed
📌Contacting friends and family to notify
📌Use the Tell Us Once service to notify
📌Ascertain if there is a Will and executor or intestacy and support you either way
📌Ascertain your property ownership and notify Land Registry or rental agreement
📌Ascertain need for Probate and liaise with probate solicitors
📌Liaise Funeral Director /Coroner Office
📌Ascertain if a death of a partner means you are required to apply for a visa *
📌If partner is a UK citizen ascertain if you can apply for an ILR (Indefinite Leave to Remain) It must be promptly *
📌Complete Assets & Liabilities form to give to probate
📌Ascertain attornies & assets in sole name of deceased
📌Assess access to funds for liabilities/ bills
* Once your position is ascertained you may book time to support you further in the process and to work with solicitors if needed
Life Support Pack Two

Funeral or Living Funeral
£495
📌Organise one wake for a funeral
Or Living Funeral Celebration See below
📌Ascertain if there is a Letter of Wishes for funeral arrangements and work with executor or administrator
📌Organise funeral according to client wishes
📌Liaise with undertakers / providers as needed
📌Notify friends and family of funeral
📌Death Notice in Newspaper
📌Work with you / loved ones to obtain photos, readings, music
📌Flower arrangements
📌Support you liasing with funeral service provider whether faith based or humanist
📌Organise Order of Service
📌Support with grave headstone/memorial
📌Attending Funeral
Sourcing additional information
📌Attend probate solicitors to hand over
📌Additional requirments may be booked at usual hourly rate
Note : All third party costs incurred are payable by the client seperately and in addition to Tipi Wills & Planning fees.

Combined Three Service Package
£1,195
Life Support Pack Three
Additional services include :
📌Rehome a pet
📌House clean and preparation for market *
📌House clearance *
📌Cancelling insurances or notifying of change of status
📌Liaising with other policy providers as wished
📌Liaising with banks / financial providers & providing death certificates
📌Support end of tenancy notifications
📌Obtaining house valuation *
📌Support putting house on the market *
📌Returning health support equipment
📌Dealing with vehicle requirements such as insurance, SORN, valuation, sale (if vintage sourcing specialist purchasers and valuers)
📌Support assessing / accessing funds for paying liabilities
📌Additional requirements may be booked at 20% discount on usual hourly rate
📌Liaise with Probate if needed
* I work with trusted & experienced providers for house clearance, cleaning and sale for market unless you stipulate otherwise
This is a key time for family conflict. Decisions and Agreements can be difficult to address for numbers of reasons. To recognise this we offer 20% off the Empowered to Talk service or Mediation service where you have booked one or all of the Post Death Life Support Packages
See our sister website Isle of Wight Mediation for more details and costs
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(Coming Soon : Fifth Dimension Dementia Support Pack)
PREBOOK AND PLAN Our Life Support Service can be prebooked and put in place before the passing of a loved one if it is forseeable. It can also include supporting your Living Funeral / Life Celebration plans
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End of Life Care If you are dealing with end of life care, or planning for serious or terminal illness then all our planning services are available to you. Use our Advance Care Plan which helps guide you to put all your life care plans in place and stores all your important documents and decisions in one place. You may use our Right To Die At Home planning which ascertains things that are important for the patient (whether or not they can stay at home) and choices and decisions are recorded in a Document of Decisions to direct and guide carers. This provides clarity to healthcare providers and loved ones and help prevents confusion, challenges and conflict. You may also review pensions, investments and inheritance tax to facilitate funding and avoid stress and complications surrounding that.
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Are you going into hospital? Whatever your age you should do your planning on behalf of yourself and everyone around you. If the patient (of any age) has capacity then it is not too late to put your affairs in order. The Advance Care Plan should be prepared so as to hold other important documents such as attornies, your Will whereabouts, Letter of Wishes, Advance Directive and more. Give your healthcare providers and loved ones the gift of your instructions which reduces burdens, stress and conflict. Please contact us to discuss. We make everything as streamlined and stress free as possible. This robust folder can be taken whereever you go and kept by your bedside for everyone to see.
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My hourly rate and further services can be found on the COSTS page Please Note : All invoices surrounding the Life Support Service are payable within 7 days of invoicing or the services will cease. The importance of this is to avoid escalating, unexpected or forgotten bills at a time that could add to the distress of grieving families. It is therefore recommended to proceed promptly with client authority documents and payments to allow me to comply with regulations and proceed promptly on behalf of a client. The service is designed to support and keep you moving forward. All costs and fees incurred by third party providers are payable by the client seperately to charges from Tipi Wills & Planning

Unexpected and sudden
Sometimes a death is unexpected and sudden, which can be particularly hard. This creates a whole new set of tasks and challenges that can be extraordinarily difficult to navigate when you are highly distressed. Making choices and decisions at such a time can be very challenging. There’s a lot to contend with and it can be very time consuming and overwhelming.
Consider our Life Support Service and contact us

Preplan
As with all our planning services, it is good to preplan or consider your wishes well before they will be needed. You can amend and grow plans as you wish and even do this with other loved ones. For example, do you wish to have your fullest celebration before or after the funeral and what is it you would like? Or, are you planning on having the fuller celebration at a Living Funeral and to opt for something different such as a woodland burial or Direct Cremation at the time you pass?
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Have you considered a
Living Funeral?
Have a celebration of life with all the people you care about.
Traditionally a wake is a social gathering that was held before the funeral to allow people to pay their respects to the departed. In times gone by, family and friends were expected to keep a watch over the body to keep evil spirits away. In fact the history of this also stems back to the days when a person was laid out in case they woke up, hence the wake. This tradition has now evolved. What has become increasingly popular is a Living Funeral. You do not wait until a person has passed to celebrate their life, but have a celebration with them . It gives everyone the opportunity to celebrate and perhaps share thoughts and memories in person.
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It is often said that it is only weddings and funerals that bring people together and how people wish that it wasn’t that way. So, a Living Funeral has become an opportunity for a person in later life, or who knows they are approaching the end to be with everyone they value.
This may also help you or a loved one to pass peacefully. It is not at all uncommon for someone on their deathbed to wait until all members of the family have visited. Often it is after everyone has left, they then pass. Whether or not you have a faith, having the opportunity to say goodbye to someone you love beforehand is a tremendous help in the grieving process that is to come. This is borne out in the difficulty of processing loss where there is a sudden death.
It seems such an obvious step forward, to share laughter, tears, thoughts and memories with the actual person before they pass to let them know how much they mean to you. Tipi Wills & Planning are in discussions with partners to offer organising Living Funerals to our clients. If this is of interest to you, we would be delighted if you email or call. We would consider it a privilege to help you to organise this celebration.

Funerals can be diverse and ancient rituals
Funerals and methods of saying goodbye can be diverse and ancient rituals. A great variety of choices are now open to us but can also remain very personal to the person and family. The one thing that does not change, is our need to say goodbye, for a huge variety of reasons. This is our rite of passage that enables us to walk through our grief. Think of the elephant families that revisit the graveyard of bones and tusks of their lost family members. It is an inherent need. What has become the norm, is that there is no norm. We can choose how we wish to buried and remembered. Like David Bowie you can have a Direct Cremation if you wish to avoid too much fuss, or you can provide as much traditional, luxury, dignity and memorials as you wish and you may wish to devise a combination that suits you. Some will also have that friend who has put aside funds to make sure you all have a good party on them.
We all understand funerals and rituals are not just for paying our respects. “As my grandfather said when my brother died, we have to look after the living now, and having been a Navy war veteran he knew a thing or two about that” said Patricia. A person can plan their own funeral or leave some wishes that helps someone else to do that.
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Experience knows this can be a very challenging time. If you think we could help, contact us for a warm and friendly discussion
Please note the following : If probate is required, often various things need to take place before probate is granted and the distribution of an estate can take place. This can take a long time as numbers of hurdles are often dealt with. Problems and difficulties can occur at this stage and beyond. This does not fall within the Life Support Service. You may find you need to consult with us for advice and support in this area and we are happy to do this. This will fall within the usual rates of Tipi Wills & Planning. We are more than happy to help if we can. Legal expertise in dealing with probate or issues may be required and we can refer you to our experts if needed. We can work together to help provide continous care & support.
If probate is not needed, things can often run more smoothly. If there was no Will and you are dealing with intestacy and letters of administration or a Will and probate, the overloaded courts can testify that the whole area is fraught with potential problems. It cannot be over emphasised that by far the best thing is to set your mind to putting your affairs in order
For difficulties with agreements or rising tensions, consider our Empowered To Talk Service or Mediation.

Tailor Made Funerals
To some extent, all funerals are tailor made and aim to celebrate the life of the person who has passed. The funeral directors are usually very helpful as is a local vicar or crematorium.
Sometimes it is appreciating what those you leave behind need. There is more choice and control than people often realise and you can plan your own funeral if you wish. Use our Letter of Wishes to describe and plan your wishes.
Today, there is usually a type of funeral service available that will help provide those wishes. For example, a friend kept his very old green 1950s pick up truck in tip top condition for many years. He developed an illness and knew that his end was coming. The shiny truck was to carry his coffin through the village from his house to the church. Everyone was happy to gather outside his house and walk, following the wonderfully kept old green truck, up to the local church creating a large and respectful entourage. Another had everyone wear bright pink feather boas to the service and afterwards everyone sang copa cabana. Another dear friend had the service at a church and had the coffin taken by itself to an unattended direct cremation with a gathering back at his house. Another traditional funeral had a horse drawn carriage take the coffin from the church to its place of rest and another was a humanist service with a cremation. The type and uniqueness of each celebration of life and funeral is great. We each have our own ideas about what we would like and they will differ widely whatever your faith or beliefs.
If you would like support organising details, then please do call for a talk about booking my services.

Type of Funeral
When considering a funeral, you may prefer something traditional, incorporate ancient rituals or create entirely new rituals. Today it is possible to choose a wide variety of options.
The type of funerals now on offer to most of us in the UK, and here on the Isle of Wight include:
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Traditional style Funerals that are faith based
A wake before or after a funeral
Direct Cremation / Unattended Funerals
Cremation with a wake
Woodland Burials / Eco Funerals
Humanist Funerals
Living Funerals
Silk lined hard wood coffins, cardboard, wicker, bamboo –
Living Urn / Tree Pod – Grow me into a tree
A tailor made combination of the above
Essentially there are a wide range of options. You can stipulate your funeral wishes in full in a Letter of Wishes
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Talk to us using our Life Support Service and how we can support you