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NEW FLEXIBLE INTEREST FREE STAGED PAYMENTS MODERNISING LIFE PLANNING Accessibility through breaking down barriers
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Tipi Wills & Planning
Planning with Power
Overcome barriers of Cost, Time and Conflict
Unique blend of Expert Wholelife Planning Services
for the Isle of Wight & Hampshire
and serving all England's Counties
Tel: 01727807169
Trained by & member of both Society of Will Writers and Estate Planners and Society of Mediators
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TAKE ADVANTAGE OF LOWER COSTS WHEREEVER YOU ARE
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Supports Living your best life.
Specialising in complex family frameworks. Providing solutions to overcome barriers that prevent planning and agreement
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Empowered To Talk
Facilitating Agreement. A local and national centre offering a variety of mediation and the NEW Empowered to Talk premediation. We facilitate solutions over a wide range of situations from legal to difficult decision making. This includes problems & disputes around Wills and contentious probate resolution, Civil & Commercial Mediation for a wide range of conflict. claims, medical decisions or disputes
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TIPI WILLS PICTORIAL SNAPSHOT
Site kept under frequent updates
Our virtual office can be 100% online The beauty of using technology (eg email and Zoom) is the flexibility. Your location does not matter for appointments or documents. Finding time is much less of an issue. Costs and expenses are kept down too, yet its still great getting to know each other face to face. Book your free consultation now
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Tipi Wills & Planning
"An Englishman's home is his castle"
Edward Coke 1604
Whether its a tipi or a castle it's your home
We are pleased to announce the formation of Isle of Wight Mediation to focus on a wide range of Resolution Services. Our name is changing to Tipi Wills & Planning. Its unique combination of services for planning and mediation combined remains
The content, concepts and planning services in these websites and used by this business are strictly the creation of and the property of Patricia Horwood trading as Tipi Wills & Planning & Isle of Wight Mediation
Not yet mobile phone adapted website
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Be in control. Be Certain
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Making a Will for the first time, or indeed having to amend a Will, as well as consider healthcare situations and planning, can be daunting and emotional. Things you never wish to think of must be considered, things you hope would never happen, have happened, although sometimes we need to change our plans because of happy events like births or marriages. Whichever it is, we will take you through the things you need to consider to make an effective Will. Once signed we agree their care and storage. Whether it be for reasonably straightforward matters, or more complex ones, we can facilitate with a guiding and experienced hand. Our Life Care Planning using our Advance Care Plan can facilitate that planning and provide a central place to store all your important documents for healthcare providers and family..
From the days of handwritten wills that only applied to a few
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Key times to amend or make a new Will
BIRTH
DEATH
MARRIAGE
DIVORCE
CO-HABITING AND HAVE CHILDREN
HOUSE PURCHASE & SALE
CHANGE IN LAW & TAX
TURNING 18 (particularly if a beneficiary)
POTENTIAL RISK
SERIOUS OR TERMINAL ILLNESS
END OF A "LIFE INTEREST TRUST"
BLENDED FAMILY
ADOPTION
APPOINTMENT OF GUARDIANS
SETTING UP A TRUST FOR PROPERTY OR PEOPLE VIA A WILL
MULTIGENERATIONAL PLANNING
PROVISIONS FOR DEPENDANTS
PROTECT ADULTS LIVING IN YOUR HOME WITH YOU
AND MORE
One way your Will can protect you in your elderly years:
The Golden Rule
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In 1975 it was set out in a case called Kenward v Adams that whenever anyone who is senior / elderly or seriously ill wants to change their Will it ought to be witnessed or approved by a medical practitioner. So if you are aging, never agree change your Will unless you have talked to your GP about it first. We will make sure your GP verifies this is what you want, to ensure your Will stays valid and is not questioned.
Contentious Probate Prevention rather than cure
There are key problem areas that courts and the legal profession are increasingly dealing with. As referred to in other areas of this website, these are often by far better dealt with before a crisis or conflict, by simply planning effectively and making a Will. The making of a Will that looks at your whole life circumstances is a must, hence our Wholelife Will Service. A bad Will can be as damaging as no Will. Unmarried couples and remarrying couples often do not have Wills or have inadequate Wills leaving families in horrible messes when someone dies. If you remarried and simply asked for Wills that left everything to each other without taking adequate advice, these are essentially badly organised Wills that simply mirror each other's wishes and can leave one family losing everything to another family. This opens the maker of the Will to negligence (Hence greater regulation on the will makers) and the family to an immensely difficult situation. Trusting that another spouses family will be your idea of fair and sort this out, often is not the case landing the case in court. The court can only look at the case under certain criteria. They have to abide by the Will otherwise. Sideways disinheritance is becoming a big problem. You simply must attend to organising your affairs and putting that in place to save your families the awful grief of the consequences if you do not.
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Empowered To Talk Service Facilitating Agreement
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But, we also appreciate that there is very little available to help families figure out how to discuss and sort these difficult things. You may wonder how you reach agreement that is not inflammatory or argumentative, so difficult subjects are avoided. That is where our services come in, to fill that gap. For example, you may use the Empowered To Talk service to simply facilitate a structured gathering aimed at reaching agreement and decisions. You may then achieve your goals of completing the planning that protects everyone involved. We can meet to discuss your needs and agree a way forward. It really is that important to put your affairs in order to avoid accidentally disinheriting your own children or hurting your families.
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You must also note that what you do with your Will and what you put in it, is an entirely private matter and does not need to be discussed with anyone, including spouses! The important point to note is that you do make a Will, consider all the eventualities and put your affairs in order. Good planning now allows you to live your best life always.
To the modern Will that has so many uses it applies to almost everyone
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Standard Will for just £99.
Add in clauses from £80 for example guardianship and digital assets.
If you need to consider a more complex Will that takes into account substitute beneficiaries, potential changes in circumstances and further planning, our expertise uses a Wholelife Review to ensure you have the Will you need. That way you only pay for what you need or choose. We will advise if we think you need to consider further options but you choose what it is you would like to do.
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See our Costs page for more information
Sideways Inheritance What is it?
Remarrying couples can sometimes each have children or indeed further family that may inherit. Both partners may have assets they wish to bring to the marriage but would like their respective children to inherit those assets. Improperly made Wills, or no Wills, are leading to the growing problem of sideways inheritance where one side of the family can accidentally inherit it all thereby disinheriting one set of children. Extended family can also find themselves as beneficiaries where the Will only provided for one death or assumed that one would die before the other. You may not want this. We can advise you how you can each protect yourselves and your family by looking at your circumstances and advising how your Will can deal with this.
Freedom brings expectations
In the United Kingdom we have a lot of freedom to make the Will we choose. In many countries there is Forced Heirship and controls. Interestingly, that freedom may have made people overly relaxed about not making a Will. The freedom enables people from all walks of life to have equal access to legal protection and leave their property to whoever they wish.
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This has also meant that it is expected you have made a Will and in certain circumstances it is not only expected but required. You may get asked if you have made a Will when taking out a mortgage or loan for example. You may also get asked if you have guardians appointed for your children.
You do not want claims being made on your estate from various organisations or people if you were expecting it all to go to a particular person.
You do not want your children being cared for by the state systems and allocating care where you could have done that.
You do not want your Will or gifts to fail, but they will in certain circumstances, eg if your beneficiary dies unexpectedly and there is no substitute provision for that.
You do not want your children or family to suffer through lack of planning if something unexpected happens, and we all know it can.
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There are a lot of things that we do not want. There are a lot of things we cannot control. However, there is a lot we can do. We can plan and make provisions, giving our clear instructions, using the law and its constant evolution as it tries to keep up with changing society. We can have things the way we want, the way we intended. Is it really better to trust chance? Plan now to live your best life always.
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Call us to discuss your needs. info@tipiwills.co.uk Tel: 01727807169
Put all your important documents, healthcare wishes and record the place of your Will, into the Advance Care Plan folder.